Can it get much crazier? If you’ve never considered an annuity for anything before, you should consider it now. An annuity is actually an insurance product that gives people a guarantee on their investment. At least the fixed annuities and fixed indexed annuities do. The stock market is a scary place to have your money these days, especially if you saw the Dow drop nearly 800 points Monday! It didn’t plummet that much after 9/11, which doesn’t make me feel very good.

Life insurance is life insurance, right? Many times yes, but with the right type of life insurance your mortgage will be protected in a way that affords your survivors more options. Have you gotten a mortgage or refinanced a loan lately? About 20 minutes after the close, you started getting things in the mail offering crucial, vital protection that was absolutely essential to your existence and the existence of your family as well the continuation of liberty and freedom in America. Geez, when you put it that way........

Health Savings Accounts (HSAs) have been around since 2004 and grew out of the Archer Medical Savings Account pilot. Initially, there weren’t a lot of trustees that handled HSAs. But NOW, four years later, since people have figured out there is money to be made, most banks and more credit unions are offering them as well as private companies focusing primarily on administering health savings accounts.